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Winter Flooding and Its Effect

Throughout the coldest months of the year, winter flooding is a country-wide risk. 

What causes winter flooding?

Coastal flooding, ice jams, and rapid snowmelt cause water damage.  High winds cause wide-spread tidal flooding and severe beach erosion.  Strong winds cause water levels to rise and create storm surges. 

Long cold periods cause surface rivers to freeze, causing ice jams.  As these large junks of ice beak apart, they create severe flooding by significantly raising the water levels in a short period of time.

Because cold weather causes the ground to freeze, it is hard for water to penetrate the ground resulting in flooding.

So, consider a flood insurance policy before the big thaw occurs.  Remember, it takes 30-days for a flood policy take effect.

Call us today to find out more.